Attention homeowners: Real estate appraisal services for in Anchorage and Anchorage CountyThe top 7 reasons why AK homeowners need Alaska Appraisal & Consulting Group:
Need help deciding the value of your home in or near Anchorage, AK?
At Alaska Appraisal & Consulting Group, we understand the unique needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours. Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Alaska Appraisal & Consulting Group is experienced in helping consumers just like you abolish unnecessary PMI insurance. Challenge Tax AssessmentIf you live in a region that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Alaska Appraisal & Consulting Group is your #1 weapon. HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Alaska Appraisal & Consulting Group can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for efficiency, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Alaska Appraisal & Consulting Group offers field reviews where we go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home. |